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of the

Loan Modifications

Principal Reduction Alternative (PRA)


PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home.

Homeowner's HOPE™ Hotline888-995-HOPE

Hearing impaired: 877-304-9709 TTY Contact one of our expert advisers today. These HUD-approved housing counselors will help you understand your options and design a plan to suit your individual situation. And there is no cost to you for this valuable service. Don’t delay. Call today.

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